Underwriting
Is Your Client Insurable for Life Insurance?
Many factors can influence ratings and acceptability for life insurance. Depending on age and desired coverage, the following could be requested.
- Paramed or MD Exam (physical exam, usually in the client's office or home)
- Inspection (financial and lifestyle questions by a trained telephone interviewer)
Call Delta 's life desk (800)441-DELTA (3350) or click here to e-mail us if you have more questions. Here are some questions which your clients need to answer to qualify for life coverage:
Click
here for more information on Term Life Underwriting Guidelines Long-Term Care and Linked-Benefit Insurance Underwriting
It makes good business sense to see if your client might be insurable before spending your valuable time reviewing detailed sales illustrations!
Here are two proven screening techniques you can use:
Click
here for more information on LTC Underwriting Guidelines